Rate and Program Disclosures

Strategy7 of Mortgage Trust, Inc. has a wide range of loan programs intended to suit the needs of most residential home buyers and current property owners.

On this page you will find information regarding our compliance disclosures, including, but not limited to: information regarding rates, closing costs and calculations, refinancing, mortgage calculators, and opinions and projections.

If, at any point, you have questions regarding this information or our available loan programs, we invite you to reach out to one of our qualified and experienced mortgage professionals at 503.282.5626.

This is not a commitment to lend. Terms and conditions of programs, products, and services are subject to change. All loans are subject to credit and property approval. Certain restrictions may apply on all programs. Mortgage Trust, Inc. is an Equal Housing Lender. NMLS 3250

Mortgage Rates, Closing Costs and Calculations May Vary

From time-to-time, rates may be posted on the Mortgage Trust, Inc. website and/or blog page.

Rates are subject to change without notice and may vary throughout the day. Advertised rates should not be considered an offer or commitment to lend. All loans are subject to credit approval. Please contact a Mortgage Trust mortgage professional to discuss your unique situation, as well as for more information and the most up-to-date and accurate rates.

Please note that any interest rates shown on mortgage-trust.com are subject to change without notice. The actual interest rate and fees available to you will be based on your credit history and may be different than any rates or fees displayed here.

Any monthly payment amount shown includes principal and interest, and does not include amounts for taxes and insurance premiums, if applicable. Your actual monthly payment will be higher if an escrow account is established or required.

Any closing fee statement or estimate only includes the fees for items that are Bank-required and are typically paid for by the purchaser. Fees that are typically the expense of the seller are not included. Review your sales contract to verify if you are responsible for any items that are not listed above, or reach out to your Loan Officer with any questions.

Refinancing Benefits May Vary

Refinancing may increase the total number of monthly payments and/or the total amount paid when compared to your current situation. The relative benefits of a loan for debt consolidation depends on your individual circumstances and your actual debt payments. You will realize interest payment savings when you make monthly payments toward the new, lower interest rate loan in an amount equal to or greater than what you previously paid toward the higher rate debt(s) being consolidated.

Mortgage Rate Calculators

Informative and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes only. We encourage you to seek personalized advice from one of our qualified professionals regarding all personal finance questions and issues.

Opinions and Projections on the Strategy7 Website

The views and opinions expressed on the Strategy7 of Mortgage Trust, Inc. website, blog, and/or newsletter are those of the authors and do not necessarily reflect the official policy or position of Mortgage Trust, Inc. Any content provided by our bloggers or authors are of their opinion, and are not intended to malign any religion, ethnic group, club, organization, company, individual, anyone, or anything.